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Privacy Policy

SetMemo

Last updated: August 6, 2026

Overview

This Privacy Policy explains how SetMemo handles information when You use the Application. It describes what information may be collected, how it may be used, when it may be shared, how long it may be retained, and how You can contact Us.

Application refers to SetMemo, the software program provided by the Company. Country/State refers to Ghana.

Definitions

Capitalized words have meanings defined in this Policy. The same meanings apply in singular and plural.

  • Company, We, Us, or Our refers to SetMemo.
  • Service refers to the Application.
  • Device means any device that can access the Service.
  • Personal Data or Personal Information means information related to an identified or identifiable individual.
  • Usage Data means data collected automatically from use of the Service or Service infrastructure.
  • You means the individual using the Service, or the entity on whose behalf the Service is used.

Data We May Collect

Personal Data

While using Our Service, We may ask You to provide personally identifiable information that can be used to contact or identify You. This may include Usage Data.

Usage Data

Usage Data may include IP address, browser type, browser version, pages visited, visit time and date, time spent on pages, unique device identifiers, and diagnostic data.

On mobile devices, Usage Data may include device type, unique device ID, IP address, operating system, browser type, and diagnostic data.

Use of Personal Data

  • To provide and maintain the Service.
  • To manage Your Account and Service access if accounts are available.
  • To perform contracts for products or services You requested.
  • To contact You about updates, security notices, or Service-related information.
  • To send marketing information only where permitted by law or with consent where required.
  • To manage Your requests, improve the Service, evaluate trends, and support business operations.

Sharing

We may share Personal Data with Service Providers, Affiliates, or business transfer parties. We may also share it with Your consent, with other users if You post in public areas, or where required by law or valid public authority request.

Retention

Personal Data is retained only as long as necessary for the purposes described in this Policy, including legal obligations, dispute resolution, and agreement enforcement.

  • Account information may be retained for the Account relationship plus up to 24 months.
  • Application usage statistics may be retained for up to 24 months.
  • Server logs may be retained for up to 24 months for security monitoring and troubleshooting.

Transfer and Deletion

Your information may be processed where the Company or processing parties operate. Where required by law, We use appropriate safeguards for international transfers.

You may request deletion of Personal Data We have collected about You. We may retain certain information when a legal obligation or lawful basis requires it.

Security, Children, and Links

We use commercially reasonable means to protect Personal Data, but no method of electronic transmission or storage is fully secure.

The Service is not directed to anyone under 16, and We do not knowingly collect Personal Information from anyone under 16. The Service may contain third-party links, and We are not responsible for third-party privacy practices.

Changes

We may update this Privacy Policy from time to time. We will post the new version on this page and update the Last updated date. Changes are effective when posted.

Contact Us

If You have questions about this Privacy Policy, You can contact Us: